| ElimiDebt
works directly with your creditors to create
the ideal repayment plan for you. Since ElimiDebt
is a non-profit agency, creditors are willing
to offer our clients numerous benefits, such
as: |
| • |
Reduction
in minimum payments, as much as 40% |
| • |
Consolidation
of multiple payments into one simple
monthly payment |
| • |
Reduced
or eliminated interest rates |
| • |
Elimination
of late charges and over the limit fees |
| • |
Re-aging
of past due accounts to improve credit
rating |
|
PROGRAM
STEPS
1.)
Your
qualified counselor will review your budget information
and provide you with the options available to you.
Most credit counseling companies will direct you
to one primary option, while ElimiDebt takes the
time to consider your current situation in order
to determine the solution that best suits your needs.
With this type of consideration and top rated customer
service, ElimiDebt is the leading choice to guide
you towards your personal financial resolution.
2.)
After deciding which program will be the most
beneficial, you will decide when you will be making
your first payment to ElimiDebt.You will have
one easy date that will be your payment date every
month. There will be no more different due dates
to remember or budget for!
3.)
If after discussing your financial situation with
your counselor you decide to enroll in our debt
management program, ElimiDebt will contact your
creditors and negotiate with them to have your
monthly payments lowered and your interest rates
reduced. You then simply send one reduced monthly
payment to ElimiDebt and we distribute the funds
to your creditors on your behalf. You will still
receive your monthly statements, so you will see
your balances dropping. If any of your creditors
contact you, you can direct them to ElimiDebt.
You'll be assigned a personal account specialist
to deal with any questions or situations that
may arise.
4.)
Simply keep making your monthly payments on time
and you will be on the road to a better credit
rating, stable finances and eliminating your debt!
(The
initial repayment plan is subject to adjustment
based on creditors' individual requirements-ElimiDebt
will notify you when more payment may be required
to satisfy creditor's needs. There is no industry
standard as to what benefits creditors will extend
to ElimiDebt's clients, so every repayment plan
depends in part on which creditor is involved.)
RESULTS
As a result of the benefits that we can achieve
for you, you will be able to pay off your debt
in much less time than you could on your own.
Our
average client maintains a $10,000 debt with an
18.5% interest rate. Without ElimiDebt, by paying
the monthly minimum payment, it would take at
least 32 years and $24,500 to pay off the original
debt.
With
ElimiDebt that same client's debt will be paid
off much sooner: usually 3 to 5 years, even with
the reduced monthly payments!
How?
Interest rate reductions, consistent on-time payments,
and reduced late charges work together to effectively
shrink the total balance owed. Before a client
joins ElimiDebt, most of his or her payments are
applied to interest charges. This barely changes
the balance amount. By reducing the interest,
you can pay off the balances in a lot less time!
The
Debt Management Program is also designed to provide
you with easily accessible help and guidance.
Our counselors are available to handle harassing
phone calls from creditors, assist you with legal
situations and teach you how to handle credit
in the future. Our counselors also make budgeting
suggestions so that you can save more money each
month and spend your earnings more efficiently.
DO
YOU THINK YOU'D BE BETTER OFF DECLARING BANKRUPTCY?
ElimiDebt
can probably help save you those court costs and
the loss of precious assets. Please talk to one
of our counselors if you are considering bankruptcy
to find out about the alternatives. We can direct
you to bankruptcy assistance if that is the best
solution for your specific situation.
WE'RE
HERE TO FIND THE BEST WAY TO GET YOU BACK ON TRACK
AND DEBT-FREE!
CLICK
HERE TO APPLY ONLINE TODAY!
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